What we do. How we do it.
A good analogy to describe our relationship to our clients is this: We believe that every client owns a company called, “My Retirement Inc.” The sole purpose of this company is to accumulate wealth and distribute it during the client’s retirement years. The client is the owner of the company; we want to be the CEO. We do not own the company, but rather are in charge of managing it for maximum efficiency. Like the CEO of a regular company, we are in charge of hiring and firing the employees of the company (the asset managers) to keep the company as profitable as possible to the owners. Just as CEO’s need to have strong vision, We never lose sight of the fact that it is not our company; we are simply running it at the request of the owners.
Our goal is to provide both Financial Planning and Investment Management in a comprehensive, efficient, easy to understand manner. We believe that our greatest strength is correctly interpreting a client’s financial plan so that we take the correct amount of risk with their assets.
While this may sound simple, our experience has been that many advisors do not correctly gauge the risk their clients are taking.
Meet Our Team
Marc Agel CFP®
Marc A. Agel, CFP®
Financial Advisor/Managing Partner
As a CFP(R), Marc is committed to designing customized, goal-oriented, financial plans for his clients. Prior to forming the AlbanyAdvisor Group of PKS Advisory Services, Marc worked for McDonald Investments (a division of Key Bank), Fidelity Investments, Putnam Investments, and New York Life’s ADQ pension consultancy. He holds his series 6, 63, 65, and 7 securities licenses and is a graduate of Hartwick college. Marc has been a member of the Financial Services Professionals (FSP) Eastern New York chapter since 2004 and served as that chapter’s president during the 2011-2012 season. Marc enjoys competitive volleyball and lives in the capital region with his wife of 20 years and his two daughters.
Lori G. Murphy, CFP®, CDFA®
Lori G. Murphy, CFP®, CDFA®
Financial Advisor/ Managing Partner
Lori is a true partner to her clients with a vested interest in their overall financial security. Lori is valued for her solid business practices and personal involvement. Lori began her career in finance after graduating cum laude from Ithaca College with a B.S. in Business Management in 1986. After a budget career with NYS Division of the Budget and the Office of Mental Retardation and Developmental Disabilities, she began her wealth management career with Purshe Kaplan Sterling in 2006. In 2009, she joined the AlbanyAdvisor Group within the firm. Lori has met the rigorous professional and ethical standards and requirements of the CFP® Board and the Institute for Divorce Financial Analysts. As a Certified Financial Planner™ professional, she has studied investment retirement planning, insurance planning, risk management, estate and income tax planning, and employee benefits. She holds her series 7, 63, 65, and life, accident, and health insurance licenses, including the NY Partnership for Long Term Care designation. Unlike many in the wealth management world, she enjoys having her family and friends and their referrals as clients because she believes they will be best served by her and the group.
Lori resides in Clifton Park with her husband. She has two grown daughters. Lori has served on many Capital Region community-based Board of Directors. Lori is currently a member of the Society for Financial Services Professionals (Eastern NY chapter) as well as the Financial Planning Association.
Lori enjoys spending time with her family, playing golf, and physical fitness.
Susan Hart, CFP®
Susan Hart, CFP®
Susan’s financial industry experience spans more than two decades, commencing at First Albany Corp. in 1998, where she started as a Stock Record Control Associate in Operations. After that, she held positions at First Union Securities, First Albany Corp. Institutional Sales & Research Dept., Key Private Bank and McDonald Investments.
Since obtaining her CFP® designation in 2004, she has employed the financial planning process as a way to help her clients turn their goals into actionable steps. She believes in educating and informing clients at every step of the process, so they become active participants in securing their financial future. She has gained insight from multiple bull/bear market cycles throughout her career, which she shares with her clients by providing clear guidance during turbulent market environments and instilling confidence when it’s calm.
As a trusted advisor in an independent firm, Susan has access to the tools and resources that allow her to make objective recommendations that align with her clients’ best interests.
Outside of the office, Susan enjoys hiking in the Adirondacks and spending time with her family. She resides in Albany with her husband and four children.
Susan holds a B.S., Finance from Siena College
Series 7, 63, 65 Securities Licenses
Life, Accident and Health Insurance License
Client Relations Manager
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AlbanyAdvisor Group is a division of PKS Advisory Services LLC, an SEC Registered Investment Advisory Firm.
Investments and insurance products are made available through Purshe Kaplan Sterling Investments and are: NOT FDIC INSURED·NOT BANK GUARANTEED·MAY LOSE VALUE·NOT A DEPOSIT·NOT INSURED BY ANY FEDERAL OR STATE GOVERNMENT AGENCY. Securities offered through Purshe Kaplan Sterling Investments, Member FINRA/SIPC, Headquartered at 80 State Street, Albany, NY 12207
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